Can A Salvage Title Car Be Insured?

Once a car has suffered the misfortune of being written off after an accident, it will be placed into one of four categories – A, B, S or N – to determine what can happen to it next. The first two categories, A & B, spell the end for the vehicle, meaning that it can never be legally allowed back on the road. However, the latter two, S & N, represent repairable cars that can be restored to a safe condition. These categorisations are known as ‘salvage titles’ and they are permanent markers that are with a car forever.

Unfortunately, these markers don’t bode well for the appeal of the car, with many potential buyers put off by salvage titles should you wish to sell it. But what about insurance companies? Can you insure your written off car that’s now carrying a salvage title? Find out below.

But, if you’re ready to sell your salvage title car without the hassle of explaining what happened and why you want to get rid of it to every sceptical buyer, look no further than Scrap Car Comparison. We’ll get you the best price for your vehicle, no matter what condition it’s in, and we’ll even arrange for it to be collected from anywhere in the country. Using just your vehicle registration and postcode, we’ll scour the market for the highest offers from scrap and salvage buyers in your local area, so give us a call on 03333 44 99 50 or use our value calculator today!

Close up of a crashed car, with serious damage to its headlight, bonnet and grille

Can A Salvage Car Be Insured?

The simple answer to this question is ‘yes’, because every car that’s on the road needs to be insured. Whether it’s received a salvage title or not, each and every vehicle on a public road in the UK must have some form of insurance, even if it’s only third-party.

However, getting insurance for a salvage car might not be as easy as covering one that’s never been written off…

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Are Salvage Cars More Expensive To Insure?

Unfortunately, the answer to this question is also ‘yes’. Insurance companies are highly likely to increase your premium simply because the state of the car, even after being professionally repaired, will always be called into question. The way they see it, salvage cars are going to be more susceptible to breaking and therefore, the owner is more likely to claim on any damage.

Of course, some companies might not care as much as others, so it pays to shop around when you’re looking for insurance for a salvage car. Some could consider the type of damage that the car suffered. For example, if it was written off through purely cosmetic damage, an understanding insurer might accept that this won’t have any impact on the performance or reliability of the vehicle. However, if it was written off because of damage that did impact the way the car runs, they might believe that a recurrence of the problem is possible.

In fact, you could even find that some insurance companies will refuse to offer you a policy on your salvage car!

Scrap Car Comparison will never refuse to offer you a price for your salvage car! When you want to sell it on as scrap or to be salvaged for parts, we’ll find you the best price in your local area and even throw in free collection to get the vehicle taken off your hands. Give us a call on 03333 44 99 50 or use our scrap value calculator today and we can get offers for your car in around 30 seconds. The whole process from start to finish can take as little as a couple of days, meaning you could have a lump sum of cash in the bank before you know it!

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